Simplifying strategy and finance for businesses, fintechs, and NBFCs

INTEGRATING FINANCE, TECH & STRATEGY

Empowering enterprises with speed, strategy, and innovation.

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Fueling Fintech Innovation Through Scalable Financial Solutions

Unifin Experts partners with clients to achieve sustainable and profitable growth in an ever-changing landscape.

3X

Faster scaling for clients

10+

years of combined experience

100%

Client retention since inception

95%

On time delivery rate

3X

10+

100%

95%

Faster scaling for clients

years of combined experience

Client retention since inception

On time

delivery rate

Where Strategic Thinking Turns Into Scalable Impact — That's Unifin.

Engineered for Agility, Compliance, and Growth.

Lending-as-a-Service (LaaS)

Empowering NBFCs and MFIs with Scalable Digital Lending Infrastructure

Strategy & Scalability (S&S)

Unifin Experts partners with growth-stage companies, SMEs, and emerging enterprises to strengthen their business strategy, streamline operations, and unlock scalable growth.

Fundraising Through Investors (FTI)

Connecting High-Growth Businesses with the Right Capital Partners.

Process Excellence

Enhance productivity and eliminate inefficiencies through refined SOPs, workflow automation, and continuous operational improvement.

Digital Scalability

Build systems that scale effortlessly with robust architecture, streamlined workflows, and automated processes tailored for high-growth lending businesses.

Strategic Execution

Turn strategy into action through data-backed planning, operational alignment, and seamless execution across teams and business functions.

System Reliability

Ensure uptime, speed, and consistency with secure infrastructure, error-resistant workflows, and proactive system monitoring.

WHY CHOOSE US?

STRATEGY-LED EXECUTION

Combining strategic advisory with hands-on implementation to help NBFCs and fintechs scale smarter, faster, and with long-term clarity.

DOMAIN-DRIVEN INSIGHTS

Built on years of experience across lending, credit, risk, and consulting—ensuring solutions that are practical, compliant, and impact-oriented.

RELIABLE PARTNERSHIP MODEL

We work as your extended business arm—supporting technology, operations, strategy, and execution with transparency and consistency.

PERFORMANCE OPTIMIZATION

We redesign processes, reduce turn-around time, and enable teams to perform at their peak with structured workflows and automation-first systems.

STRATEGY-LED EXECUTION

Combining strategic advisory with hands-on implementation to help NBFCs and fintechs scale smarter, faster, and with long-term clarity.

DOMAIN-DRIVEN INSIGHTS

Built on years of experience across lending, credit, risk, and consulting—ensuring solutions that are practical, compliant, and impact-oriented.

RELIABLE PARTNERSHIP MODEL

We work as your extended business arm—supporting technology, operations, strategy, and execution with transparency and consistency.

PERFORMANCE OPTIMIZATION

We redesign processes, reduce turn-around time, and enable teams to perform at their peak with structured workflows and automation-first systems.

Our Directors

KULMEHAR SINGH

Mr. Kulmehar Singh is a visionary finance and strategy professional shaping the future of financial innovation in India. An alumnus of SPJIMR, Mumbai, and INSEAD, France, he brings a global perspective to how finance, technology, and strategy intersect to drive sustainable growth. With rich experience across leading institutions such as EY Global and KPMG Global, he has delivered over 30 consulting engagements, helping organizations optimize risk, streamline credit processes, and build scalable business models. His early exposure to the fintech space deepened his understanding of digital lending and credit transformation. As a director of Unifin Experts, Mr. Singh is redefining how NBFCs and fintechs scale—through a powerful blend of strategic foresight, technological enablement, and execution excellence. Guided by a mission to unify finance and strategy, he envisions Unifin as a catalyst for efficiency, agility, and growth in the evolving financial landscape.

ROHAN BAGGA

An Economics (Hons.) graduate from the University of London, Rohan began his career with Ernst & Young and American Express, gaining hands-on experience in financial operations, process optimization, and large-scale systems management. Driven by an entrepreneurial mindset, he went on to build and manage multiple ventures in e-commerce and operations, developing a strong command over business execution, process design, and scalability. As a Director at Unifin Experts, his vision is to drive innovation, promote financial literacy, and introduce unique products across diverse segments including personal finance, green lending, and SME lending.

Let's build smarter financial operations together.

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